We believe every person, whether earning ₹30K or ₹3L a month, deserves to understand where their money goes, and have the tools to make it work harder for them.
It started with a simple frustration. Every month, money would flow in and flow out, and at the end of the month, the question was always the same: "Where did it go?"
Existing apps either required linking your bank (a privacy concern), were too complex for busy people to maintain, or simply lacked the intelligence to give you meaningful insights. And none of them felt personal.
So we built expenseOS. Not another tracker. A complete financial operating system with an AI brain Finie at its core.
Your financial data is yours. We never sell it, never share it, and you can delete everything at any time.
Finie is empathetic and non-judgmental. Money is stressful. We're here to help, not lecture.
Finie always shows you the data behind every insight. No black-box suggestions.
Designed for India first: UPI, EMIs, variable incomes; built to serve users globally.
We didn't add AI to an existing expense tracker app. We built the entire platform with AI at the centre from day one.
To first insight
Finie generates your personalized financial plan before you enter a single transaction. Zero empty state problem.
Always watching
Finie monitors your finances around the clock and proactively alerts you to anomalies, risks, and opportunities.
To get started
The free plan is genuinely useful — not a crippled teaser. We earn your trust before we ask for a rupee.
expenseOS is built by a small and focused team of engineers who believe deeply in making financial AI accessible to everyone.
Founder & Engineer
Built the entire platform: backend, AI service, and frontend. Python-first, obsessed with reliability and readability.
Open roles soon
Interested in joining? We'll be posting roles for product designers and growth engineers.
We respect your right to leave at any time. If you’d like us to permanently delete your expenseOS account along with all transactions, budgets, goals, accounts, Finie chat history and any uploaded files, just email us from the address registered on your account.
Email sumiet@expenseos.appSend the request from the same email you signed up with — we use it to verify ownership. Once we receive your email, we’ll delete your account within 7 working days and reply to confirm. Audit log entries kept for legal compliance are anonymised (no name, no email, no phone).
Have a question, a feature idea, or just want to say hello?
Write, Right Away!
sumiet@expenseos.appRegistered office
Pune, Maharashtra, India
