Now in early beta access · Free to start

Every month, money disappears... 🤔
It's time to know where!

expenseOS is an AI-first personal finance platform powered by Finie, your intelligent financial friend.
Track, understand and predict your money in a simple human language.

No credit card required · Free plan available forever

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Finie — Your AI Friend
Where did my money go last month?
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Based on your 47 transactions last month, here's the breakdown:

🍽️ Food & Dining ₹8,240 ↑23%
🚗 Transport ₹3,100
📺 Subscriptions ₹1,897 4

Want me to find where you can save ₹2,000/month? →

Ask Finie anything about your money…

The Universal Pain

Most expense tracker apps fail because they put the WORK on you.

📊

"A tracker without AI is outdated!"

You have your expenses tracked, but there is no AI in it. Without the AI, the expenses are just red and green graphs in your app.

😩

"Why do I always have NO money?"

You always wonder why it's so difficult to buy a wishlisted item. You never have an idea where your money is going.

😰

"I don't want to check my balance."

The anxiety of seeing negative balance is just overwhelming. And there is NO stop signal which stops you before going -ve .

expenseOS is built for people who have real money anxiety. Not for people who have so much money that they don't even care.

✨ Meet your AI Friend

This is Finie.
Your personal CFO, 24/7.

Finie isn't a chatbot you have to feed data into. Finie already knows your accounts, transactions, budgets, and goals. It answers questions in plain human language.

Things you can ask Finie:

How much did I spend on food this month? Am I on track to save ₹50,000 by December? What are my top 5 expenses? If I cancel Netflix and Hotstar, how much do I save in a year? Show me my spending pattern on weekends
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Finie is reliable.

"Based on your last 3 months..." Finie always cites the data behind every claim.
No hallucinations.

Choose Finie's personality

🏋️

Coach Finie

Motivational, celebrates your wins, pushes you toward your goals. Best for people building new money habits.

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Analyst Finie

Data-driven, precise, no fluff. Gives you the numbers and lets you decide. Best for high-income optimizers.

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Buddy Finie

Casual, empathetic, non-judgmental. Best for people who feel stressed or anxious about money.

You can change Finie's personality anytime in settings.

Everything you need to understand your money

expenseOS brings together tracking, budgeting, forecasting, and AI coaching in one clean interface. No switching between apps.

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Ask Finie in plain English

Type any financial question and get a precise, data-backed answer in seconds. No dashboards to learn, no menus to navigate.

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Predict your financial future

Know your account balance 90 days ahead. Get warned by Finie before you run low on funds.

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Budgets that actually adapt

Finie analyses your spending history and suggests realistic budget limits per category. Not arbitrary ₹5,000 limits that you blow in week one.

Anomaly alerts in real time

Finie flags unusual spending before you even notice it. Duplicate charges, spending spikes, subscription creep, and much more.

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Goals you'll actually reach

Set a savings goal, and Finie calculates your required monthly savings, tracks your progress, and cheers you on with every milestone.

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Family finance, simplified

Invite your partner or family members. Shared budgets, individual privacy, one household view. Finally know the full financial picture.

Up and running under 2 minutes

No complicated setup. Finie guides you through everything in a short, natural conversation.

1

Sign up in 60 seconds

Email and name. Done. No bank credentials, no credit card, no lengthy forms. You're in.

2

Finie sets you up

Finie asks you quick questions and populates your dashboard with a personalized budget plan.

3

Your first insight arrives

Even before your first transaction, Finie surfaces your first personalized financial insight.

Simple, honest pricing

Start completely free. Upgrade only when you're ready to unlock more.

Free Forever

₹0/mo

  • 5 accounts · 5 goals
  • 5 Finie AI queries/day
  • Budgets & transactions
Start free
Recommended

Pro

₹299/mo

  • Everything in Free
  • 6x Finie AI queries per day
  • Predictive cashflow alerts
  • Advanced analytics
Start 7-day free trial

Pro Family

₹499/mo

  • Everything in Pro
  • Up to 5 family members
  • Shared budgets & goals
Coming Soon

Stop wondering where your money leaks.

Join people who finally understand their money. Finie is waiting...

Get started for free

No credit card required. Cancel anytime. Your data stays yours.