Goals and FIRE planner

Way to financial freedom.

Written by Sumiet · Updated 21 Sep 2026

Arkad’s cures (habits, not homework)

Inspired by The Richest Man in Babylon, Finie weaves three gentle habits into Goals and chat — free, no extra toggle.

Pay yourself first — When you log income, Finie may suggest moving money toward goals that still need this month’s planned contribution. You can confirm in chat in one tap. If you already hit the plan, you might get a simple “save ~10% first” reminder instead.
Put surplus to work — If cash and bank balances sit well above the 3× emergency fund target on Goals (and Finie has enough expense history to compute it), Finie may note the cushion and invite you to think about safe instruments you already track (FD, debt fund, etc.). Not investment advice — your call.
Grow more than one income stream — After you have a few months of income history and Finie still sees only one or two income sources, you may get a short reflection prompt on skills and side income.

Ask Finie anytime about goals, cushion, or diversification — it can use your live numbers even when a nudge is not in the feed.

Combined household view uses the owner’s assumptions with household net worth. Other members’ personal FIRE settings are not mashed together.

💡 This is planning maths. Not a SEBI-registered plan.

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