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Emergency fund and debt

Safety first, then debt payoff maths.

Written by Sumiet · Updated


Two serious tools live on Goals, next to the fun targets.

  1. Open Goals.
  2. Check the Emergency Fund — how many months of buffer you actually need.
  3. For loans, use What-if Simulator on the dashboard page.
  4. Check the impact of paying off an extra EMI.

Finie can nag you toward the buffer. Let it. Future-you is the main character.

App screenshot

Emergency Fund Recommendation

What-if Simulator