Emergency fund and debt

Safety first, then debt payoff maths.

Two serious tools live on Goals, next to the fun targets.

1. Open Goals.
2. Check the Emergency Fund — how many months of buffer you actually need.
3. For loans, use What-if Simulator on the dashboard page.
4. Check the impact of paying off an extra EMI.

Finie can nag you toward the buffer. Let it. Future-you is the main character.

App screenshot